Star Health a comprehensive Health insurance

Star Health a comprehensive Health insurance, This insurance is a fully loaded top and floater policy for the entire family the unique features of the policy include a very high some insured option with exclusive extended benefits without any supplements also there is a provision of no capping on room rent and Restoration of the sum insured up to 101 Day Care procedures.

Disclaimer

Dr Nasir Physiotherapy and Rehabilitation or Dr Nasir or any other member of the team isn’t liable for any claims.

The sum insured options include

5 lacs
7.5 0 lacs
10 lacs
15 lacs
20 lacs
25 lacs.

Eligibility

The age eligibility is for 18 years to 65 years for entry in the 61 years to 65 years group the sum insured is restricted to a maximum of 7.5 0 lacs which cannot be enhanced at any point in time.
Children above the age of 5 months can be covered if and only if the parent is covered.
For people beyond the age of 65 years renewals of the policy are only accepted.
Also, there is guaranteed renewal for your entire life
Except for age eligibility, there are other eligibility criteria as well which include coverage of HIV-positive patients, such patients are covered only if CD 4 count is not less than 350 at any point.
There is no provision for any claim for opportunistic infections.
There is no claim for treatment for AIDS.

Coverage

Star Health a comprehensive Health insurance

The coverage of the policy is under 5 sections namely

Section 1:-Where hospitalization is included
Section 2:- The delivery charges for newborn baby coverage and vaccination benefits are included
Section 3:-Outpatient treatment for dental or ophthalmic coverage
Section 4:-Hospital cash
Section 5:- Cost of health checkup

Section 1 Hospitalization

The room rent, boarding ,nursing ,expenses ,ICU ,operation theatre expenses, surgeon ,anaesthetic, medical practitioner ,Consultants ,specialist fees ,anaesthesia ,blood ,oxygen ,operation theatre charges ,surgical appliances ,medicines and drugs. Diagnostic materials X-rays, dialysis, chemotherapy, radiotherapy, cost of a pacemaker, and similar expenses are included under no capping.
Pre-hospitalization 30 days and post-hospitalization 60 days are covered
To use these benefits prescriptions, bills, receipts and the copy of reports have to be submitted
Also, ambulance charges are also covered which are ranging from 2000 to 5000 depending upon the sum ensured.
Section 2 Delivery and Newborn baby care
Under this section, there is a waiting period of 36 months and maximum2 deliveries are covered with a gap of 24 months between the two
The sum ensured benefits for normal delivery ranges between 10000 to 25000 and for cesarean delivery ranges between 15000 to 40000
There is no provision of pre and post-hospitalization benefits also both the insured and spouse should be covered in the same policy throughout.
The limits are inclusive of prenatal and postnatal expensive
For newborn baby coverage, 50000 to 100000 are covered in the policy period
The vaccination expenses up to 1000 are incurred on the newborn baby
The policy covers congenital defects both internal and external
Also, the claims made under this section will not reduce the sum ensured, affect the health checkup benefit or be taken into account for loading claim

Section 3 Dental and Ophthalmic Treatment

The treatment is covered for awaiting period of 36 months and can be taken as an outpatient.
All the claim is payable under section 1 in the 3-year period and root canal treatment can also be claimed the amount varies from 5000 to 10000 making sure that the claimant is ensured continuously.
The claims made under this section will not reduce the sum ensured, affect the health checkup benefit or taken into account for loading claims.

Section 4 Hospital cash

A cash benefit maximum of 7 days per hospitalization is provided with an admissible claim under section 1 the limits per day range from 500 to 1500
The cost of a health checkup to the limits specified after a block of 3 claim-free years of continuous coverage range from 5000 to 12000 the benefits are payable for insured people who have been continuously ensured under the policy.

Star Health a comprehensive Health insurance

Exclusions

First, 30 days of exclusion except for accidents
No first-year exclusions only for the first two years exclusion
The PED waiting period is 48 months
Allopathic treatments are not covered
Enhanced external counterpulsation therapy and related therapies and rotational field Quantum Magnetic resonance therapy are excluded
The data and references have been taken from Google and must be co-related before investing.

For information about Star Health Insurance, Visit their website.

Also At DNPR our associated hospitals provide almost 49+ Health Insurance Panels.

Why Choose Us

Choosing the best physiotherapist in Delhi is a deal these days with so many physiotherapists claiming to be the best.

What will make you choose Dr Nasir Physiotherapy and Rehabilitation –

We rank among the top 3 best physiotherapists in Delhi, as said by an American Based Google Friend Analytical Company from 2017 to 2022.

We are one of the oldest chains of Physiotherapy service providers in Delhi

Also with more than 7 centers in West Delhi, we have become a renowned name in the healthcare sector in the field of Physiotherapy and Rehabilitation since 2009.

Our dedicated team has 50+ members including

Physiotherapists